Midterm Study guide materials
Link for Mortgage Housing Crisis
If images of diagrams can not be seen let me know your email I will send you an email with copies of pdf files.
Safety Net
direct link: http://mislam5.blogspot.com/
401K: 401K is one option of seeking for retirement benefits. This is only for private companies who are willing to contribute a certain percentage of what you want to share. Mostly companies contribute 3% of your salary. You have to withdraw your money at your retirement age because withdrawing it early, you will pay for a penalty of as much as 35% and federal will tax you 10% more.
Pensions: A pension is a retirement account that an employer maintains to give you a fixed payout when you retire. Usually tax exempt, and the employer's makes contributions toward a pool of funds set aside for an employees benefits in the future. Pensions are only given out to private companies or for the people that work in the government they tend to not be given out to the public. If the person dies the spouse can still keep receiving his pension. The average pension in California is $29,000. Due to the high cost of living in California, many of our senior citizens can't live their retirement how they are supposed to. The average retired senior lives month to month with his pension with the prices of medicine being high sometimes they can't afford to buy all their medication. Many of them rely on government help such as living assistance, affordable senior housing or the use of their SSI. Many opt for part time jobs to afloat.
Social Security: Social Security is a benefit that most people receive and it is one of the only benefits people actually get for sure. Social Security pays disability benefits to you and certain members of your family but you have to work long enough and most people do end up working the amount they need to. Most of the people that receive social security benefits are the retired workers and they make up 63.0% of it. An average monthly benefit for social security if you are 62 years old is $1070. A lot of people only just end up living of the social security benefits but that still isn't enough for them to survive every month.
Minimum Wage (McDonalds' Budget)
·
Notes:
Living wage definition: a wage that is
high enough to maintain a normal standard of living
Minimum wage definition: the lowest wage permitted by law or by a special agreement ( such as one with a labor
union) .
Minimum wage definition: the lowest wage permitted by law or by a special agreement ( such as one with a labor
union) .
Minimum wage in California: $8.001hr
Federal minimum wage: $7.251hr
Federal minimum wage: $7.251hr
Best place to live in with
minimum wage is Knoxville, TN
Worst place to live in with minimum wage is New York and second California.
Highest minimum wage state is Washington $9.321hr
Lowest minimum wage state is Arkansas $2.751hr
2014 law states all the
states must meet
federal minimum wage of$7.251hr
Over 12 (double time)
7th day: First 8 hours
(time and half)
Rent:
Rent:
$836.00/month One-Bedroom x 12 months = $1O,032/year (+3.08%)
Other options:2BR: $1,001 (+5.37%)3BR: $1,387 (+20.61 %)4BR: $1,392 (+ 16.78%)
Food:
$218.50/month x 12
months = $2,622/year (+7.32%)
Low-cost Official USDA Food Plan: Average of male and female ages 19-50 Monthly cost offood on low-cost
plan: Men 19-50 years: $234 (+7.39%) Women 19-50 years: $203 (+7.24%)
plan: Men 19-50 years: $234 (+7.39%) Women 19-50 years: $203 (+7.24%)
Transportation:
$168.86 + $17.45 + $2.58 + $0.12 + $0 = $
189.01lmonth x 12 months = $2268. 12/year (+5.57%)
Population of AlamedaCounty: 101,723 (US Census Bureau 2011)
Drive Alone 56.6%, Carpool 11.7%, Public Transportation 5.9%,
Bike, 1.5%, Walk 16.4%, Work at home 6.3%,
Other 1%
Other 1%
Drive Alone = $3,580/12 x 0.566 = $168.86/month
(second 20%) = $1,981 (gasoline/motor oil up 32.24%) + $1,599 (other expenses, including insurance,
maintenance
and repairs, vehicle finance charges, licenses, up 14.58%) = $3,580/year
and repairs, vehicle finance charges, licenses, up 14.58%) = $3,580/year
Carpool = $1790/12 x 0.117 = $ 17.45/month Share the cost of driving alone -
divide by 2.
Public Transportation $456/12 x 0.068 = $2.58/month
Public Transportation $456/12 x 0.068 = $2.58/month
Cost of public
transportation (annual bus pass on TCAT) = $450 (Zone
1) or $600 (Zone 2)
Per TCAT, 95.9 buy Zone 1,4.1% Zone 2.
Per TCAT, 95.9 buy Zone 1,4.1% Zone 2.
Average cost of TCA T bus
pass = ($450 x 95.9%=$431.55 + $600 x 4.1 %= $24.60 = $456.15)
Bike $92.59/12 x
0.015 = $O.l2/month
Cost of a bike $50 ($250
over 5 years) + $42.59 annual
maintenance = $92.23
Annual maintenance such as tuning, changing of tires, brakes and tubes.
Annual maintenance such as tuning, changing of tires, brakes and tubes.
Cost of maintenance of existing bicycle based on Living Wage Study 2002 (obtained from Claritas Consumer
Spending Patterns data) = $33/year, adjusted for inflation = $42.59/year
Spending Patterns data) = $33/year, adjusted for inflation = $42.59/year
Prison Industrial Complex (reviewl
Recidivism: is
measured by criminal acts that resulted in the rearrest, reconviction,
or return to
prison with or without a new sentence during a three-year period following the prisoner's release.
prison with or without a new sentence during a three-year period following the prisoner's release.
-Among nearly 300,000 prisoners released in
15 states in 1994,67.5% were rearrested within 3 years. A
study of prisoners released in 1983 estimated 62.5%.
study of prisoners released in 1983 estimated 62.5%.
-Of the 272,111 persons released from prisons in 15 states in 1994,
an estimated 67.5% were rearrested
for a felony or serious misdemeanor within 3 years, 46.9% were reconvicted, and 25.4% resentenced to
prison for a new crime.
for a felony or serious misdemeanor within 3 years, 46.9% were reconvicted, and 25.4% resentenced to
prison for a new crime.
-These offenders had accumulated 4.1 million arrest charges
before their most recent imprisonment
and another 744,000 charges within 3 years of release
and another 744,000 charges within 3 years of release
What is AB 109?
AB 109 shifts the responsibility for incarcerating many low-risk
inmates from the state to counties. This
shift from state to county is also being called "prison realignment."
shift from state to county is also being called "prison realignment."
As part of this law, the state will continue to incarcerate
offenders who commit serious, violent, or
sexual crimes, but the counties will supervise, rehabilitate and manage low-level offenders. Up to 30,000
state prison inmates could be transferred to county jails over three years, under the bill.
sexual crimes, but the counties will supervise, rehabilitate and manage low-level offenders. Up to 30,000
state prison inmates could be transferred to county jails over three years, under the bill.
Overcapacity: in
2011, the U.S. Supreme Court had discovered that the prisons were
overcrowding, that crazy and sad part about this was that the prisons were double the designed
capacity. The prisoner's safety and health was in endangered and not promised. The court told the state
to decrease the prison population by ten thousands to 110,000 or near 137.5 percent of the capacity.
overcrowding, that crazy and sad part about this was that the prisons were double the designed
capacity. The prisoner's safety and health was in endangered and not promised. The court told the state
to decrease the prison population by ten thousands to 110,000 or near 137.5 percent of the capacity.
The state was in fear believing releasing some of the
inmates would cause a threat to the citizens as if it
was to make room for the prison but in fact it was an excessive punishment.
was to make room for the prison but in fact it was an excessive punishment.
Taxes
Capital Gain Tax
·
Tax
on any item that is sold for a profit
·
Those
items can include: Stocks, Stamps, Art, Antiques, Real Estate, Coins, Precious
Metals
Metals
Short Term versus Long
Term Capital Gains/Losses
·
Short
term: capital asset that is held for one year or less
·
Long
term: capital asset that is held for more than one year
Capital Gain Tax Rate
Capital Gain Tax Rate
Tax Bracket
Short Term Long Term
10% 10%
0%
15%
|
15%
|
25%
|
25%
|
28%
|
28%
|
33%
|
33%
|
35%
|
35%
|
39.6%
|
39.6%
|
Income Tax
|
15%
20%
2014
Federal
|
;
|
|||
MDrrId FHOng Jointly &
|
MDrrled Fllnng
|
Heads of Households
|
||
Tax Rates
|
Slnflll!
|
SUrviving Spouses
|
Seporatl! RI!fUmS
|
|
-
|
||||
Personal
Exemption
|
53,950
|
|||
Std Deduction
|
56,200
|
$12,400
|
$6,20()
|
$9,100
|
10%
|
$0-$9,075
|
$0 - $18,150
|
$0-$9,075
|
$0 - $12,950
|
15%
|
$9,076 - $36,900
|
$18,151 - $73,800
|
$9,076 - $36,900
|
$12,951 - $49,400
|
25%
|
$36,901 - $89,350
|
$73,801 - $148,850
|
$36,901 - $74,425
|
$49,401- $127,550
|
28%
|
$89,351- $186,350
|
$148,851- $226,850
|
$74,426 - $113,425
|
$127,551- $206,600
|
33%
|
$186,351- $405,100
|
$226,851 - $405,100
|
$113,426 - $202,500
|
$206,601- $405,100
|
35%
|
$405,101- $406,750
|
$405,101 - $457,600
|
$202,501 - $228,800
|
$405,101- $432,200
|
39.6%
|
over $406,750
|
over $457,600
|
over $228,000
|
over $432,200
|
r£) ~v •• ,w.scvingtolnvest.com
|
Source: IRS.gov
|
|||
Income Tax: tax on a
person's individual wage income
Exemptions/Write-Offs:
Medical/Dental
Expenses, Home Mortgage, Interest, Charitable
Contributions, Business Use of Home, Business Use of Car, Business Travel Expenses, Business
Entertainment Expenses, Educational Expenses, Employee Business Expenses, and Casualty
Disaster and Theft Losses
Contributions, Business Use of Home, Business Use of Car, Business Travel Expenses, Business
Entertainment Expenses, Educational Expenses, Employee Business Expenses, and Casualty
Disaster and Theft Losses
*Penalty for not
reporting results in 5 percent charge each month of unpaid taxes. This will not
exceed 25 percent.
exceed 25 percent.
Proper!v Tax
·
A
tax assessed on real estate property usually based on the value of the property
(including the land) you own.
(including the land) you own.
·
This
tax is mainly used by municipalities for repairing roads, building schools and
snow
removal, or other similar services.
removal, or other similar services.
·
Tax
varies from .18-1.89% depending on where you live.
Sales Tax
·
Tax
imposed by the government at the point of sale on retail goods and services.
·
It
is collected by the retailer and passed on to the state.
·
Tax
rate is 7.5% but the max after local surtaxes is 9.75%
·
Counties
and cities can charge an additional local sales tax of up to 2.25%
·
Exemptions:
groceries, prescription drugs, livestock, some farm supplies, and alternative
energy equipment's
energy equipment's
·
In California,
it applies to all tangible goods but not the sale of
services.
Health care in the US
The Affordable Care
Act
According to the npr.org," the
Affordable Care
Act had ardent critics and supporters long before
last fall's launch of the Healthcare website".
Opponents of Obamacare say the law will reduce,
not increase, the number of health plans available
to Americans and that fewer consumers will be able
to afford care than before. They also argue that
delays in implementation of portions of the law
demonstrate how the Obama administration has
been forced to undermine its own law in order to
keep it running. However, the supporters ofthe law
argue that the new law is working. They point to
provisions like enabling young adults to get insured
under their parent's policies and denying coverage
based on a pre-existing condition can no longer be
done. The law also suppresses increases in health
care cost. The ACA ends arbitrary withdrawals of
insurance coverage, meaning just because you
made an honest mistake your coverage can be
cancelled. You are guaranteed a right to an appeal
in the event your plan has denied payment.
Act had ardent critics and supporters long before
last fall's launch of the Healthcare website".
Opponents of Obamacare say the law will reduce,
not increase, the number of health plans available
to Americans and that fewer consumers will be able
to afford care than before. They also argue that
delays in implementation of portions of the law
demonstrate how the Obama administration has
been forced to undermine its own law in order to
keep it running. However, the supporters ofthe law
argue that the new law is working. They point to
provisions like enabling young adults to get insured
under their parent's policies and denying coverage
based on a pre-existing condition can no longer be
done. The law also suppresses increases in health
care cost. The ACA ends arbitrary withdrawals of
insurance coverage, meaning just because you
made an honest mistake your coverage can be
cancelled. You are guaranteed a right to an appeal
in the event your plan has denied payment.
1) Hipaa/Patient Rights:
HIPAA is the federal Health Insurance
Portability and Accountability Act of 1996. The
primary goal of the law is to make it easier for
people to keep health insurance, protect the
confidentiality and security of healthcare
information and help the healthcare industry
control administrative costs
Portability and Accountability Act of 1996. The
primary goal of the law is to make it easier for
people to keep health insurance, protect the
confidentiality and security of healthcare
information and help the healthcare industry
control administrative costs
Under Hipaa you have certain rights as a
patient in a medical facility. According to
California Department of Health Care Service,
Hipaa describes how your medical information
may be used and disclosed and how you can
get access to this information.
patient in a medical facility. According to
California Department of Health Care Service,
Hipaa describes how your medical information
may be used and disclosed and how you can
get access to this information.
A patient has the right to:
- Get a copy of your health and claim records
within 30 days of your request
within 30 days of your request
- Ask that any health and claims records be
corrected
corrected
- Request confidential communications
- Ask that what is used or
shared be limited
- Get of list of those with whom information
may be shared
- Get a copy of the privacy
notice
- Choose someone to act for you
- File a complaint if you feel your
rights have
been violated
- Any complaints should be
directed to
Department of Health and Human Services
Office or visit
www.hhs.gov/ocr/privacy/hipaa/complaints/.
Department of Health and Human Services
Office or visit
www.hhs.gov/ocr/privacy/hipaa/complaints/.
2)
Emergency
vs. out-patient:
Urgent care also known as out-patient care
is significantly lower than emergency room
care. Emergency care is designed to treat
severe and life-threatening conditions. Most
is significantly lower than emergency room
care. Emergency care is designed to treat
severe and life-threatening conditions. Most
patients will save time and money by going to
an urgent care center for non-life-threatening
conditions, where going into an emergency
room may cost you hundreds of dollars and
several hours of wait time. Emergency rooms
tend to become overcrowded with non-life-
threatening problems due to patients that are
uninsured and may have a broken bone cold or
flu, all that can be treated as an out-patient if
the patient was insured.
an urgent care center for non-life-threatening
conditions, where going into an emergency
room may cost you hundreds of dollars and
several hours of wait time. Emergency rooms
tend to become overcrowded with non-life-
threatening problems due to patients that are
uninsured and may have a broken bone cold or
flu, all that can be treated as an out-patient if
the patient was insured.
Thanks to the Obama Administration, the
Affordable Care Act has taken some of the
stress off of most emergency rooms. According
to the Henry J Kaiser Family Foundation, "the
majority of the uninsured are in low-income
working families and the high cost of insurance
is the reason why people go without
coverage". Due to a weak economy and loss of
jobs, family incomes have declined and
employer sponsored coverage has decreased
among families. Because of these two
important facts, the uninsured are driven to
the emergency room for care that should be
handled in a doctor's office or out-patient
clinic.
Affordable Care Act has taken some of the
stress off of most emergency rooms. According
to the Henry J Kaiser Family Foundation, "the
majority of the uninsured are in low-income
working families and the high cost of insurance
is the reason why people go without
coverage". Due to a weak economy and loss of
jobs, family incomes have declined and
employer sponsored coverage has decreased
among families. Because of these two
important facts, the uninsured are driven to
the emergency room for care that should be
handled in a doctor's office or out-patient
clinic.
3) US vs. other countries insurance:
4) How is health care related to your
credit?:
If your credit score is low you will be charged a
higher premium.
If your credit score is high you will be offered a
low and more convenient premium. |
5) Health Care for the
undocumented
population:
Being undocumented in America
with no
health insurance could be something really difficult to deal with. Especially, if you're a parent raising a family without health insurance, if you're a student still trying to pay off your classes, or if you're simply just a worker living paycheck by paycheck. So what does the undocumented population do when they're feeling really sick or have a serious health problem that needs to be checked out? On a more serious note, what if an undocumented person is pregnant with no health insurance? The cost of a pregnancy without health insurance will be around $14,000-$29,000 just for doctor visit and the delivery procedure. |
Undocumented people
with the following
may qualify for private health insurance: -Valid non-immigrant visas
Process to obtain a visa:
1. Petition
2.Interview (After
documents are
submitted and petition is approved)
- A temporary resident status
or LIFE Act
-Dream Act (for students who
meet certain
requirements)
-Humanitarian statuses or
circumstances
|
- Temporary protected status
- Special juvenile status
- Asylum applicants
|
6) Profit vs. Healthcare:
|
·
81..5%~~';;~:;v.".;~_<
,~_i(~;';"".'''''
oo;c_~~<:"!¢1r''i> |
••••••
12.!Wo~;~~;:;;;;'~,
;,.0,<'1>"",,,,.#
'~~f';-W'!'!:)_::X"'~ tt4"'~lj .•• lt!~. |
-CNBC news states
that medical bills are the are the
biggest cause of bankruptcies http://www.cnbc.com/id/100840148
-Affordable
Care Act
http://www.schoolhealthcenters.org/top-lO-things-you- need-to-know-about-the-affordable-care- act/?gclid=CPm8Ir2Xp70CFe7m7AodqGUA1Q
-Patients'
Rights http://www.dhcs.ca.gov
http://www.washingtonpost.com/wp- dyn/content/graphic/2006/04/07/GR2006040700882.html - Undocumented people without healthcare http://www.huffingtonpost.com/2014/01/28/undocumen ted-immigrants-health-care_n_ 4679348.html This is US healthcare compared to other countries.
Spain
is consider the 7th best healthcare system worldwide, due to the fact
they provide healthcare to all their residents as a constitutional
right. Their doctors are excellent and all nurses are certified. They
have no out of pocket fees, beside prescription drugs.
Costa Rica has the best healthcare system in the
South America, they have the (SSCC) which is a government sponsored
healthcare plan that offers free care to all of their residents. They
also have affordable and good quality private healthcare. A visit to the
doctor's office may cost $60 or less.
England and Germany share similar thoughts and
forms of healthcare as Spain and the rest of the European countries.
They also find impossible to believe that the US is going to start
fining their residents for not having health care. They believe
healthcare should be provided by the government.
Cuba also offers free healthcare, but to everyone.
yes, including nonresidents. Michael Moore proves this statement in his
documentary "SICKO" (could be found on Netflix) by taking a crew of 9/11
rescue workers who needed medical care due to the damage created by the
incident. Most of the had respiratory problems from the smoke and dust
in the atmosphere and working in that environment.Once there, he told
the doctor to treat them as they would treat their residents. The rescue
workers were relieved and appreciative because the treatment was great
and most importantly absolutely free. They were even able to take some
medication home.
US Healthcare includes Medical which is free
healthcare only for certain low income families and Medicare is offered
to the elderly, starting from 65 years of age. Now, with the affordable
healthcare Act things may better.
|
Health Care In Us
1) Affordable care act:
According to the npr.org," the Affordable Care Act
had ardent critics and supporters long
before last fall's launch of the Healthcare website". Opponents of Obama care say the law will
reduce, not increase, the number of health plans available to Americans and that fewer
consumers will be able to afford care than before. They also argue that delays in implementation
of portions of the law demonstrate how the Obama administration has been forced to
undermine its own law in order to keep it running. However, the supporters of the law argue
that the new law is working. They point to provisions like enabling young adults to get insured
under their parent's policies and denying coverage based on a pre-existing condition can no
longer be done. The law also suppresses increases in health care cost. The ACA ends arbitrary
withdrawals of insurance coverage, meaning just because you made an honest mistake your
coverage can be cancelled. You are guaranteed a right to an appeal in the event your plan has
denied payment.
before last fall's launch of the Healthcare website". Opponents of Obama care say the law will
reduce, not increase, the number of health plans available to Americans and that fewer
consumers will be able to afford care than before. They also argue that delays in implementation
of portions of the law demonstrate how the Obama administration has been forced to
undermine its own law in order to keep it running. However, the supporters of the law argue
that the new law is working. They point to provisions like enabling young adults to get insured
under their parent's policies and denying coverage based on a pre-existing condition can no
longer be done. The law also suppresses increases in health care cost. The ACA ends arbitrary
withdrawals of insurance coverage, meaning just because you made an honest mistake your
coverage can be cancelled. You are guaranteed a right to an appeal in the event your plan has
denied payment.
2)
Hipaa/Patient
Rights:
HIPAA is the federal Health Insurance Portability
and Accountability Act of 1996. The primary
goal of the law is to make it easier for people to keep health insurance, protect the
confidentiality and security of healthcare information and help the healthcare industry control
administrative costs
goal of the law is to make it easier for people to keep health insurance, protect the
confidentiality and security of healthcare information and help the healthcare industry control
administrative costs
Under Hipaa you have certain rights as a
patient in a medical facility. According to
California
Department of Health Care Service, Hipaa describes how your medical information may be used
and disclosed and how you can get access to this information.
Department of Health Care Service, Hipaa describes how your medical information may be used
and disclosed and how you can get access to this information.
A patient has the right to: .
Get a copy of your health and claim records within 30 days of
your request
Ask that any health and claims records be corrected
Ask that any health and claims records be corrected
Request confidential communications
Ask that what is used or shared be limited
Get of list of those with whom information may be shared
Get a copy of the privacy notice
Get a copy of the privacy notice
Choose someone to act for you
File a complaint if you feel your rights have been violated
Any complaints should be directed to
Department of Health and Human Services Office or visit
3)Emergency vs. out-patient:
3)Emergency vs. out-patient:
Urgent care also known as out-patient care is significantly
lower than emergency room care.
Emergency care is designed to treat severe and
life-threatening conditions. Most patients will
save time and money by going to an urgent care center for non life-threatening conditions,
where going into an emergency room may cost you hundreds of dollars and several hours of
wait time. Emergency rooms tend to become overcrowded with non life-threatening problems
due to patients that are uninsured and may have a broken bone cold or flu, all that can be
treated as an out-patient if the patient was insured.
save time and money by going to an urgent care center for non life-threatening conditions,
where going into an emergency room may cost you hundreds of dollars and several hours of
wait time. Emergency rooms tend to become overcrowded with non life-threatening problems
due to patients that are uninsured and may have a broken bone cold or flu, all that can be
treated as an out-patient if the patient was insured.
Thanks to the Obama Administration, the
Affor:dabJe Cafe-Act hastaken some-of the stress off
of most emergency rooms. According to the Henry J Kaiser Family Foundation, "the majority of
the uninsured are in low-income working families and the high cost of insurance is the reason
why people-go without coverage". Due to a weak economy and loss of jobs, family incomes
have declined and employer sponsored coverage has decreased among families. Because of
these two important facts, the uninsured are driven to the emergency room for care that should
be handled in a doctor's office or out-patient clinic.
of most emergency rooms. According to the Henry J Kaiser Family Foundation, "the majority of
the uninsured are in low-income working families and the high cost of insurance is the reason
why people-go without coverage". Due to a weak economy and loss of jobs, family incomes
have declined and employer sponsored coverage has decreased among families. Because of
these two important facts, the uninsured are driven to the emergency room for care that should
be handled in a doctor's office or out-patient clinic.
~--------------------------------------~~~~~~-~
5)Transition into adult health care:
If a plan covers children,
they can be added
to or kept on a parents health insurance policy
until they turn 26.
until they turn 26.
Even if:
Married
Not living with their parents
Attending school
Attending school
Not financially dependent on their parents
Eligible to enroll in their employer's plan
Eligible to enroll in their employer's plan
6)Health Care for the undocumented population
Being undocumented in America with no health insurance could be something really difficult to
deal with. Especially, if you're a parent raising a family without health insurance, if you're a
student still trying to payoff your classes, or if you're simply just a worker living paycheck by
paycheck. So what does the undocumented population do when they're feeling really sick or
have a serious health problem that needs to be checked out? On a more serious note, what if an
undocumented person is pregnant with no health insurance? The cost of a pregnancy without
health insurance will be around $14,000-$29,000 just for doctor visit and the delivery procedure.
deal with. Especially, if you're a parent raising a family without health insurance, if you're a
student still trying to payoff your classes, or if you're simply just a worker living paycheck by
paycheck. So what does the undocumented population do when they're feeling really sick or
have a serious health problem that needs to be checked out? On a more serious note, what if an
undocumented person is pregnant with no health insurance? The cost of a pregnancy without
health insurance will be around $14,000-$29,000 just for doctor visit and the delivery procedure.
7)
Undocumented people with the following may qualify for private health insurance:
Valid non-immigrant visas
Process to obtain a visa:
1. Petition
1. Petition
·2. Interview (After documents are submitted and petition is
approved)
A temporary resident status or UFE Act
A temporary resident status or UFE Act
Dream Act (for students who meet certain requirements)
Humanitarian statuses or circumstances
Humanitarian statuses or circumstances
- Temporary protected status
·
Special juvenile status
·
- Asylum applicants
8)
Profit vs. Healthcare:
America for the most part are in it for the
money. Despite the large difference in performance
between American and European health care systems, somehow Europe manages to spend only
a fraction of what the US spends. So is the patients care first priority?
between American and European health care systems, somehow Europe manages to spend only
a fraction of what the US spends. So is the patients care first priority?
SOURCES/SIDENOTES:
www.hhs.gov/ocr/privacyJhipaa/complaints/.
www.hhs.gov/ocr/privacyJhipaa/complaints/.
CNBC news states that medical bills are the are the biggest cause of bankruptcies
http:Uwww.cnbc.com/id/1 00840148
http:Uwww.cnbc.com/id/1 00840148
Affordable care act is not exactly for everyone because it doesn't allow non legal residents to
obtain http://www.schoolhealthcenters.org/top-1 O-things-you-need-to-know-about-the-
affordable-care-act/?gclid=CPm8Ir2Xp70CFe7m7AodqGUA1Q
obtain http://www.schoolhealthcenters.org/top-1 O-things-you-need-to-know-about-the-
affordable-care-act/?gclid=CPm8Ir2Xp70CFe7m7AodqGUA1Q
washingtonmonthly.com
Patients
Rights http://www.dhcs.ca.govPatientwith a broken arm and no insurance
http://www.washingtonpost.com/wp-dyn/contentigraphic/2006/04/07/GR2006040700882.html
http://www.washingtonpost.com/wp-dyn/contentigraphic/2006/04/07/GR2006040700882.html
